Contest Rules

TiFiPay Promotional App Sweepstakes


  1. Eligibility. The TiFiPay Promotional App Sweepstakes (the “Promotion”) is open only to legal residents of the fifty (50) United States and the District of Columbia who, at the time of entry, are eighteen (18) years of age or older, have reached the age of legal majority in the jurisdiction in which they reside, and are registered users in good standing of the TiFiPay mobile app. The app is free to download, and there is no cost to register. Employees of TiFiPay and its related companies and agents, as well as the immediate family (spouse, parents, siblings, and children) and household members of each such employee are not eligible. The Promotion is subject to all federal, state, and local laws and regulations and is void where prohibited by law.  
  1. Sponsor. TiFiPay, 150 Charles St. 6DS, New York, NY 10014. Apple Inc. is not a sponsor of or otherwise involved in any manner with the Promotion.
  1. Agreement to Official Rules. Your participation in the Promotion constitutes your full and unconditional agreement to these Official Rules and the decisions of Sponsor, which are final and binding. Winning a prize is contingent upon fulfilling all requirements set forth herein in a timely manner.  
  2. Entry Period. The Promotion will begin on Friday, February 18, 2022 at 9:00 a.m. U.S. Pacific Time (“PT”) and end on June 30, 2022 at 5:00 p.m. PT. The Sponsor’s clock is the official timekeeping device for the Promotion. The Weekly Drawing schedule is set forth in the chart below.
Image of weekly drawing schedule table

Entries received or earned prior to or after any weekly entry period will be disqualified. Non-winning entries from each week’s drawing will be carried over into the pool of entries for any subsequent weekly drawing(s). All eligible entries received during all weekly entry periods will be entered into the Grand Prize drawing, which will be held on or about June 30, 2022.  

  1. How to Enter. To enter, follow the instructions in the Promotional App to spin the wheel. You will receive one (1) spin per day, and your spin may result in your receipt of one (1) automatic entry into the relevant weekly drawing. You may earn bonus spins in the following ways:
  • You will automatically earn ten (10) bonus spins if you follow the instructions in the Promotional App to share a referral link with someone you know, and that person downloads the Promotional App and registers. When you share the link, you must tell the recipient that you will receive bonus spins if the recipient downloads the Promotional App and registers.   
  • You will automatically earn one (1) bonus spin if you participate in engagement activities displayed on the Promotional App dashboard (for example, if you read a particular article or visit TiFiPay on Facebook, Website, etc). 

Sponsor will not accept screenshots or other purported evidence of entries earned. Use of any manipulation or of any bot or other automated system or tool to enter is prohibited and will result in disqualification. Sponsor may post your user name, which may include your personal information, on the Promotion leaderboard, which is public.  

  1. Selection of Potential Winners. On or about the Weekly Drawing date set forth in Section 4, Sponsor will select one (1) potential Weekly Winner at random from among all eligible entries received for that drawing. On or about June 30, 2022, Sponsor will select one (1) potential Grand Limit: one (1) Weekly Prize per person and phone number. The odds of winning each drawing depend on the number of eligible entrants received for that entry period. Each potential winner will be notified by push notification in the Promotional App. Except where prohibited, a potential winner may be required to complete and return an affidavit of eligibility and liability/publicity release (the “Affidavit/Release”) within seven (7) days of being notified. If a potential winner fails to sign and return the Affidavit/Release within the required time period, if a potential winner cannot be contacted within three (3) days of the first attempt to contact them, if notification or prize is returned as undeliverable, or if Sponsor determines in its sole discretion that the potential winner is ineligible, the potential winner will be disqualified, and an alternate potential winner will be selected at random from among all remaining eligible entries for the applicable drawing. A potential winner may be required to provide their Social Security number for tax reporting purposes. Unless prohibited by law, acceptance of a prize constitutes permission for Sponsor to use winner’s name, picture, likeness, address (city and state), entry, and biographical information for advertising and publicity purposes, worldwide, without further compensation. 

  1. Prizes. 

One (1) Grand Prize Winner will receive a Twenty-Five Thousand Dollar ($25,000) credit to be used solely by the winner to pay future bills through the TiFiPay Bill Pay App. Each Weekly Prize Winner will receive a One Hundred Dollar ($100) credit to be used solely by the winner to pay future bills through the TiFiPay Bill Pay App. The total value of all prizes is Thirty-Five Thousand Five-Hundred Dollars ($35,000). Each winner must download and register for the TiFiPay Bill Pay App, using the same credentials as the winner used to register for the Promotional App, in order to use awarded credits. The TiFiPay Bill Pay app, which is scheduled to be released in 2022, is free to download.  There will be a fee to use the Bill Pay app to make a payment.  Terms and Conditions to use the TiFiPay Bill Pay app will be provided with the app once it is released.  

Credits may be used by the winner solely to pay one or more eligible billers as specified by TiFiPay and processed through the TiFiPay Bill Pay App. A winner will not receive a credit or be able to apply a credit to a future payment if a credit has a value of less than One U.S. Dollar ($1.00), the winner’s account on the Promotional App or Bill Pay App is closed, or the winner’s use of the Promotional App or Bill Pay App is suspended at the time a credit is scheduled to be made available; any credit reward that had been accrued at that time will be forfeited.

Credits will expire and be unavailable for redemption, without liability to a winner, if the winner does not pay a bill through the TiFiPay Bill Pay App within six (6) months of the date the TiFiPay Bill Pay App is released in the Apple App Store. If a winner pays a bill through the TiFiPay Bill Pay App within such six (6) month period, accrued credits remaining in the winner’s credit balance thereafter, if any, will expire and be unavailable for redemption, without liability to the winner, if the winner does not use such credits toward an eligible bill payment in the TiFiPay Bill Pay App within twelve (12) months from the date the credits were earned, unless Sponsor has provided its express agreement for a winner to use such credits beyond such twelve-month period.

If a winner’s account for the TiFiPay Bill Pay App is closed or Sponsor suspends the winner’s ability to use the TiFiPay Bill Pay App, the winner will forfeit any credits accumulated but not yet used. 

All federal, state, and local taxes and all other expenses associated with prize receipt and use are the responsibility solely of winner. Prizes are non-transferable and non-assignable. Credits do not accrue interest. No cash or other substitution permitted, except that Sponsor reserves the right to substitute a prize with another of comparable or greater value at Sponsor’s sole discretion. 

  1. Release and Limitation of Liability. By participating in the Promotion, you agree to release, indemnify, and hold harmless Sponsor and its related companies, and each such company’s respective officers, directors, employees, and agents (collectively, the “Released Parties”) from and against any claim or cause of action arising out of or related to, directly or indirectly, in whole or in part, your participation in the Promotion or receipt, use, or misuse of any prize, including, but not limited to: (a) claims arising from any breach or alleged breach by you of these Official Rules; (b) claims arising from unauthorized human intervention in the Promotion; (c) claims arising from technical or printing errors; (d) claims arising from lost, late, postage-due, misdirected, or undeliverable mail or email; (e) claims arising from errors in the administration of the Promotion or the processing of entries; (f) claims arising from injury, death, or damage to persons or property; or (g) claims based on defamation, infringement of intellectual property rights, or on the rights of publicity or privacy. You further agree that in any cause of action, the Released Parties’ liability will be limited to the actual out-of-pocket costs associated with participating in the Promotion, and in no event shall the Released Parties be liable for attorneys’ fees. YOU WAIVE ANY RIGHTS OR CLAIMS TO INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE OR OTHERWISE. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSIONS OF LIABILITY SO THE ABOVE MAY NOT APPLY TO ALL ENTRANTS.


  1. Disputes. To the extent permitted by applicable law, by entering the Promotion, you agree that any and all disputes, claims, and causes of action arising out of the Promotion or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate federal or state court located in New York, New York. All issues and questions concerning these Official Rules, your rights and obligations, or Sponsor’s rights and obligations shall be governed by the laws of the State of New York, without giving effect to any choice of law or conflict of law rules.  

  1. General Conditions. In the event that the operation, security, or administration of the Promotion is impaired in any way for any reason, Sponsor may, in its sole discretion, suspend, modify, and/or cancel the Promotion and, if feasible, select potential winners from among eligible, salvageable, and non-suspect entries received on or before the termination date. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances. Sponsor reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the operation of the Promotion or to be acting in violation of these Official Rules or in a disruptive manner. Any attempt by any person to undermine the operation of the Promotion may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. In the event of a dispute as to any entry, the authorized account holder of the telephone number used for app registration will be deemed to be the entrant. A potential winner may be required to show proof of being the authorized account holder. In the event that an entry is confirmed to have been erroneously deleted, lost, or destroyed, entrant’s sole remedy shall be another entry into the Promotion. If any provision of these Official Rules is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced. 

  1. Results. For the results, go to after about July 7, 2022.